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Secure Your Family’s Future with [wpdki_pro] in {location}

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WARNING: An unexpected accident, illness, or death could leave your family facing financial devastation. Don’t leave their future to chance.

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No-Obligation Consultation. Protect Your Loved Ones Today.

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Policies” _builder_version=”4.27.4″ background_enable_image=”off” background_size=”initial” background_position=”center_left” module_alignment=”center” custom_padding=”0px|0|54px|0px|false|false” global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ module_alignment=”center” custom_margin=”|10%||20px||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ text_font=”Montserrat|300|||||||” text_font_size=”16px” text_line_height=”2em” ul_font=”|700|||||||” header_font=”|700|||||||” header_text_align=”center” header_2_font=”||||||||” header_2_text_color=”#EDF000″ header_2_font_size=”40px” header_2_line_height=”1.4em” background_color=”#000000″ max_width=”700px” header_2_font_size_tablet=”30px” header_2_font_size_phone=”24px” header_2_font_size_last_edited=”on|phone” border_color_all=”RGBA(255,255,255,0)” box_shadow_style=”preset5″ box_shadow_color=”RGBA(255,255,255,0)” global_colors_info=”{}”]

One Phone Call Can Prevent a Financial Catastrophe

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.27.4″ background_color=”#000000″ module_alignment=”center” custom_margin=”|0%||-37px|false|false” custom_padding=”|6px||6px|false|false” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”PROTECT YOUR INCOME” image=”https://idrissajohnsoncanhelp.com/wp-content/uploads/2021/06/insurance-10.png” content_max_width=”1100px” _builder_version=”4.27.4″ header_font=”|700|||||||” header_font_size=”25px” header_line_height=”1.6em” body_font=”Montserrat|300|||||||” body_font_size=”19px” body_line_height=”2em” background_color=”#ffffff” text_orientation=”center” custom_padding=”30px|30px|30px|30px|true|true” animation_style=”zoom” animation_intensity_zoom=”10%” animation=”off” border_radii=”on|10px|10px|10px|10px” box_shadow_style=”preset3″ box_shadow_vertical=”10px” box_shadow_blur=”80px” box_shadow_spread=”-10px” box_shadow_color=”rgba(44,54,92,0.2)” global_colors_info=”{}”] You are 5x more likely to be disabled than die before age 65. If you can’t work, who pays the bills? Disability insurance protects your paycheck. [/et_pb_blurb][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”ELIMINATE DEBT” image=”https://idrissajohnsoncanhelp.com/wp-content/uploads/2021/06/insurance-09.png” content_max_width=”1100px” _builder_version=”4.27.4″ header_font=”|700|||||||” header_font_size=”25px” header_line_height=”1.6em” body_font=”Montserrat|300|||||||” body_font_size=”19px” body_line_height=”2em” background_color=”#ffffff” text_orientation=”center” custom_margin=”||-1px|||” custom_padding=”13px|30px|13px|30px|true|true” animation_style=”zoom” animation_delay=”250ms” animation_intensity_zoom=”10%” animation=”off” border_radii=”on|10px|10px|10px|10px” box_shadow_style=”preset3″ box_shadow_vertical=”10px” box_shadow_blur=”80px” box_shadow_spread=”-10px” box_shadow_color=”rgba(44,54,92,0.2)” locked=”off” global_colors_info=”{}”] Don’t leave your family with a mortgage, car payments, and credit card debt. Life insurance can pay off everything, giving your loved ones a clean slate. [/et_pb_blurb][/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_blurb title=”COVER FINAL EXPENSES ” image=”https://idrissajohnsoncanhelp.com/wp-content/uploads/2021/06/insurance-11.png” content_max_width=”1100px” _builder_version=”4.27.4″ header_font=”|700|||||||” header_font_size=”25px” header_line_height=”1.6em” body_font=”Montserrat|300|||||||” body_font_size=”19px” body_line_height=”2em” background_color=”#ffffff” text_orientation=”center” custom_padding=”30px|30px|30px|30px|true|true” animation_style=”zoom” animation_delay=”500ms” animation_intensity_zoom=”10%” animation=”off” border_radii=”on|10px|10px|10px|10px” box_shadow_style=”preset3″ box_shadow_vertical=”10px” box_shadow_blur=”80px” box_shadow_spread=”-10px” box_shadow_color=”rgba(44,54,92,0.2)” locked=”off” global_colors_info=”{}”] The average funeral costs over $9,000. Final medical bills can be tens of thousands. A simple policy can cover these costs so your family doesn’t have to. [/et_pb_blurb][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.27.4″ custom_margin=”19px|10%|||false|false” custom_padding=”31px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ text_font=”Montserrat|600|||||||” text_font_size=”16px” text_line_height=”2em” header_font=”||||||||” header_2_font=”|600|||||||” header_2_font_size=”35px” header_2_line_height=”1.4em” custom_padding=”|12px||12px|false|true” header_2_font_size_tablet=”30px” header_2_font_size_phone=”24px” header_2_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]

The RIGHT

Coverage

for Residents of {location}

Insurance isn’t one-size-fits-all. We are licensed experts who help you navigate your options to find the perfect, most affordable plan from top-rated carriers.

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Disability Insurance: Your “Paycheck Protection” Plan

This might be the most important insurance you can own. Your ability to earn an income is your most valuable asset. What is your plan if an accident or illness (like cancer, a heart attack, or a back injury) prevents you from working for months, or even years? Social Security is difficult to qualify for and pays very little. Disability insurance provides a tax-free monthly income to pay your bills while you recover.

Who desperately needs Disability Insurance?

Anyone who relies on a paycheck to pay their mortgage, rent, and bills.
Business owners and self-employed individuals with no sick pay.
Primary breadwinners whose families depend on their income.
Anyone without enough savings to cover 6+ months of living expenses.

Types of Income Protection:

We offer both Short-Term Disability (for illnesses/injuries lasting a few months) and Long-Term Disability (for catastrophic events lasting years). We will help you find the right balance for your budget and needs in .

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Term Life Insurance: The Most Affordable Protection

Term life is the simplest and most affordable type of life insurance. You choose a coverage amount (e.g., $500,000) and a term length (e.g., 10, 20, or 30 years). If you pass away during that term, your family receives the full, tax-free death benefit. It’s designed to protect your family during their most vulnerable years—when the kids are young and the mortgage is high.

Term Life is the perfect solution for:

Mortgage Protection: Ensure your family can pay off the house and stay in their home.
Income Replacement: Provide years of income so your spouse can raise the children without financial stress.
College Funding: Guarantee your children’s education is paid for.
Covering Large Debts: Pay off student loans, business loans, or other major debts.

For most young families in , a 20 or 30-year term life policy is the financial foundation they need. It’s surprisingly inexpensive.

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Whole Life Insurance: Permanent, Lifelong Coverage

Unlike term insurance, whole life insurance never expires. As long as you pay your premiums, your family is guaranteed to receive a death benefit, whether you live to 75 or 105. It also includes a cash value component that grows over time, tax-deferred. You can borrow against this cash value for emergencies, retirement income, or any other need.

Whole Life is often used for:

Final Expense & Burial Costs: A smaller whole life policy can ensure your final wishes are covered without burdening your children.
Leaving a Legacy: Guarantee a tax-free inheritance for your children, grandchildren, or a favorite charity.
Estate Planning: Provide liquidity to pay estate taxes.
Supplementing Retirement: The cash value can be used as a source of tax-advantaged retirement income.

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Universal Life: Flexible Permanent Coverage

Universal Life (UL) is another type of permanent insurance that offers more flexibility than whole life. With a UL policy, you may have the option to adjust your premium payments and death benefit as your life circumstances change. It also builds cash value, offering a blend of protection and potential growth.

Key Features of Universal Life:

Flexible Premiums: After an initial period, you may be able to pay more or less into your policy within certain limits.
Adjustable Death Benefit: You may be able to increase or decrease your coverage amount (subject to underwriting).
Cash Value Growth: The policy’s cash value grows based on interest rates, providing another asset for your financial plan.

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row _builder_version=”4.27.4″ background_color=”#FFFFFF” custom_margin=”19px|10%|-27px|auto|false|false” custom_padding=”24px|||0px||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_divider color=”#006ef4″ divider_weight=”3px” _builder_version=”4.27.4″ max_width=”100px” module_alignment=”center” custom_margin=”||0px|” global_colors_info=”{}”][/et_pb_divider][et_pb_text _builder_version=”4.27.4″ text_font=”Montserrat|600|||||||” text_font_size=”16px” text_line_height=”2em” header_font=”||||||||” header_line_height=”1.2em” header_2_font=”|600|||||||” header_2_font_size=”35px” header_2_line_height=”1.4em” background_color=”rgba(12,113,195,0.13)” width=”100%” min_height=”135px” custom_margin=”53px|0px|-17px|0px|false|true” custom_padding=”0px|28px|2px|28px|false|true” header_2_font_size_tablet=”30px” header_2_font_size_phone=”24px” header_2_font_size_last_edited=”on|phone” border_width_top=”5px” border_color_top=”#0C71C3″ locked=”off” global_colors_info=”{}”]

OUR SIMPLE 3-STEP PROCESS

Getting protected is easier and faster than you think.

[/et_pb_text][/et_pb_column][/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.27.4″ background_color=”rgba(12,113,195,0.05)” custom_margin=”2px|10%|||false|false” custom_padding=”0px|||0px||” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font_size=”20px” text_line_height=”1.8em” header_font=”|700|||||||” header_font_size=”34px” global_colors_info=”{}”]

1. FREE Needs Analysis

Call us for a confidential, 10-minute consultation. We’ll listen to your needs and goals to understand exactly what you need to protect.

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2.

Compare & Save

We instantly shop your profile with dozens of A-rated insurance companies to find you the absolute best coverage for the lowest price.

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3. Apply & Secure

We walk you through a simple application process. Once approved, your family is protected and you have priceless peace of mind.

[/et_pb_text][/et_pb_column][/et_pb_row][/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.27.4″ _module_preset=”default” background_color=”#000000″ global_colors_info=”{}”][et_pb_row _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.27.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.27.4″ _module_preset=”default” text_font=”|700|||||||” text_text_color=”#EDF000″ text_font_size=”20px” text_line_height=”1.8em” header_font=”||||||||” header_text_color=”#EDF000″ header_font_size=”60px” header_line_height=”1.2em” text_orientation=”center” custom_padding=”||50px||false|false” global_colors_info=”{}”]

Don’t Wait Until It’s Too Late.

The best time to get insurance was yesterday. The second best time is right now. Make the call.

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